Charlotte’s fix-and-flip market remained active in July, with median home prices holding around $432,000 and projections still pointing toward $440,000–$450,000 by year-end. Inventory in the $300K–$500K range remains tight, sustaining strong demand for well-renovated homes. While 22,000+ new units are in the pipeline, most are priced above entry-level, keeping value-add flips appealing. Backed by steady job growth and resilient demand, disciplined investors continue to uncover solid opportunities in this competitive market.
In July 2025, the U.S. mortgage market held steady, with the average 30-year fixed rate at approximately 6.53%—little change from June. Inflation remained stable and job growth modest, leading the Federal Reserve to keep rates unchanged. Market watchers continue to anticipate potential rate cuts later this year. Fannie Mae still projects an average mortgage rate of 6.4% for 2025, possibly dipping to 6.1% in 2026. While borrowing costs remain high, signs of softening offer cautious optimism for investors and buyers alike.
