In March 2025, Charlotte’s fix-and-flip market presented promising opportunities amid a dynamic housing landscape. The median home price in the region was projected to rise between 2.3% and 4.4%, reaching approximately $422,300 to $426,400 by year’s end. Despite this appreciation, inventory shortages persisted, particularly in the $300,000 to $500,000 range, creating a competitive environment for affordable properties. This scarcity, coupled with strong demand driven by a robust job market, made well-executed fix-and-flip projects particularly attractive to investors. However, the influx of new construction, with over 22,000 units underway as of December 2024, suggested that investors should remain vigilant of potential shifts in supply dynamics. Overall, Charlotte’s market conditions in March 2025 favored strategic fix-and-flip investments, especially in underserved price segments.

  • ​In March 2025, the U.S. mortgage market experienced notable fluctuations. The average 30-year fixed mortgage rate began the month at 6.63% and saw a slight decline to 6.64% by the end of March. This decrease was influenced by economic uncertainties, including the implementation of new tariffs that heightened concerns about a potential recession. In response to these economic indicators, the Federal Reserve maintained the federal funds rate, with projections suggesting possible rate cuts later in the year. Industry forecasts anticipate a gradual decline in mortgage rates, with Fannie Mae projecting the 30-year fixed rate to average 6.5% in 2025 and decrease to 6.2% in 2026. These developments offer potential opportunities for prospective homebuyers as the market adjusts to evolving economic conditions.